Glossary of Terms

A

ABC - Anti-Bribery and Corruption

AML - Anti-Money Laundering FATF Financial Action Task Force

AML/CTF - Anti-Money Laundering/Counter-Terrorism Financing Rules

AMLD - Anti-Money Laundering Directive

API - Application Programming Interface

APTs - Asset Protection Trusts

ARS - Alternative Remittance System

ATMs - Automatic Teller Machines

AVM - Adverse Media

B

BO - Beneficial Ownership 

BSA - Bank Secrecy Act

BU - Business Unit

C

CDD - Customer Due Diligence

CFT - Combating the Financing of Terrorism

CRO - Chief Risk Officer

CRS - Common Reporting Standard

CSP - Corporate Service Provider

CTR - Currency Transaction Reporting

D

DOJ - Department of Justice (US)

DNFBP - Designated Non-Financial Businesses & Professions

DJ - Dow Jones

DOW ID - Dow Jones ID

E

EDD - Enhanced Due Diligence

EFT - Electronic Funds Transfer

eIDV - Electronic Identification & Verification

EU - European Union

F

FATCA - Foreign Account Tax Compliance

FATF - Financial Action Task Force

FCA - Financial Conduct Authority (UK)

FinCEN - Financial Crimes Enforcement Network

FSRB - Financial Action Task Force Style Regional Bodies

FIU - Financial Intelligence Unit

FX - Foreign Exchange Market

G

GRC - Governance, Risk & Compliance

H

HMT - His Majesty’s Treasury (UK)

HNWI - High Net Worth Individual

I

ID&V - Identification & Verification

IVTS - Informal Value Transfer System

IBC - International Business Company

IMF - International Monetary Fund

IWL - Internal Watchlist

J

JMLIT - Joint Money Laundering Intelligence Taskforce

JMLSG - Joint Money Laundering Steering Group (UK)

K

KY3P - Know Your Third Party

KYB - Know Your Business

KYC - Know Your Customer

KYCC - Know Your Customer’s Customer

KYE - Know Your Employee

L

LC - Letter of Credit

M

MiFID - Markets in Financial Instruments Directive

MOU - Memorandum of Understandin

MLRO - Money Laundering Reporting Officer

MSB - Money Service Business

MONEYVAL - Committee of Experts on the Evaluation of Anti-Money Laundering Measures & the Financing of Terrorism

N

NGO - Non-Governmental Organisation

NPO - Non-Profit Organisation

NRA - National Risk Assessment

O

OFC - Offshore Finance Centre

OECD - Organisation for Economic Cooperation and Development

OFAC - Office of Foreign Asset Control (US)

OFSI - Office of Financial Sanctions Implementation (UK)

OTH - Other

P

PEP - Politically Exposed Person 

PIC - Private Investment Company 

PSP - Payment Services Provider

px - Pixels

R

RBA - Risk-Based Approach

RCA - Relative or Close Associate

S

SAN - Sanctioned Individual

SAR - Suspicious Activity Report

SDN - Specially Designated National

SIE - Special Interest Entity

SIP - Special Interest Person

STR - Suspicious Transaction Report

T

TBML - Trade-Based Money Laundering

TCSP - Trust & Corporate Service Provider

TF - Terrorist Financing

U

UBO - Ultimate Beneficial Owner

UN - United Nations

URL - Uniform Resource Locator

UNK - Unknown

W

WBL - Watch and BlackList

WC - WorldCheck